Timothy Armour Does Not Agree with Warren Buffet on Passive Index Funds

Warren Buffet is very optimistic about passive index funds, and this led him to wager $1 million for charity believing to get high investment returns. He was positive that investing the money in S&P 500 passive index fund is better than investing in mutual funds. The results of his gamble are expected to be announced anytime in the year 2017 and according to how things are he might indeed collect the returns. Most investors think that investing in expensive funds would give them high returns, but Mr. Warren Buffet considers this as a high mediocre idea. He chooses passive index fund because it involves low maintenance cost and it is a simple way of investing in the long run. He only needed to scrutinize the companies in which he wishes to invest in before carrying on the actual investment.

Tim Armour is an experienced investment executive currently working at Capital Group as a chairman and CEO. He says that Mr. Buffet might be correct, but according to his perspective, passive index funds are not always the safest way to invest for retirement. He says that these index funds do not alert the subscribers of the consequences on returns in case of down markets. The investment might flow with trillion dollars but these returns are highly volatile, and losses can occur anytime. Apparently, very few investors know about this risk when initiating the investment until a market downturn occurs. Some of the things that the consumers get to know when searching for an investment method is on management fees involved, returns expected and other information that does not help the investor in details. The debate about the active and passive statuses of the investment remains an intra-industry argument. People such as Mr. Buffet will still argue that the passive index returns are the perfect way of investing depending on the time when an investor began his or her investment and learn more about Timothy.

About Timothy Armour

Timothy Armour is an investment executive serving Capital Group as the chairman and CEO and Capital Research and Management Company, Inc. as the principal executive officer. He also serves Capital Group Management Committee as the chairman. Timothy has been working with Capital Group for more than 30 years earning himself great investment experience. He had also worked with other companies in the United States as equity portfolio manager and equity investment analyst and more information click here.

Other Reference: https://www.crunchbase.com/person/tim-armour

End Citizens United Embraces Challenge of Campaign Finance Reform.

Washington D.C. has been rife with dark money ever since the disastrous 2010 decision by the Supreme Court to cater to Citizens United. Citizens United is a conservative group that fought tooth and nail in order to loosen up restrictions and regulations in terms of political money entering Washington. As a result, dark money has been flooding the United States government causing politicians to be bought out and cater to special interests and lobbyists. When the will of the people is subverted by the actions of the wealthy donors, there is a problem. That driving issue is what caused Tiffany Muller to establish End Citizens United, a political action committee created to subvert the 2010 Supreme Court decision.


End Citizens United was established by Tiffany Muller as a response to all of the dark money that continues to fill up Washington. Dark money in politics has been an issue for a long time but it has reached a fever pitch over the past several years thanks to Citizens United. Muller knows that it is not tenable for the government to cater to lobbyists while ignoring the people and that is why End Citizens United has endured so much success over the past year or so. Muller says that the average person who is contributing to her PAC is of the belief that the “system is rigged against them“. She goes on to explain that donating to End Citizens United is one of the easiest and most effective ways to actually fight back.


The goal of End Citizens United is simple: they want to introduce politicians to office who firmly believe in the idea of campaign finance reform. Getting politicians in office that believe in financial reform means that they will be closer than ever to introducing legislation to roll back the Citizens United decision. Ironically enough, making this happen is not going to be cheap. As a result, End Citizens United has been looking to donors to help fund their PAC while giving their candidates a shot in the arm among voters.


Most recently we saw End Citizens United endorse United States Senator Sheldon Whitehouse. Whitehouse, a Democrat, has long been considered one of the foremost champions of financial campaign reform. Whitehouse is running a re-election campaign in 2018 and it will be absolutely pivotal that he keeps his seat at the table in order to keep pushing legislation forward to try and subvert Citizens United.


Over the first quarter of 2017 End Citizens United saw nearly $4 million in donations. These donations were spread across 100,000 different people with the average donation being just $12. This is truly a movement for the people and by the people to take back their political voice.


Bob Reina’s Inspiration To Change Lives for Entrepreneurs and Others

Bob Reina is someone who has found inspiration. He has also developed the drive to change lives for the better. One thing that he has seen is that people struggle in many different ways. He has also seen that people handle their challenges and struggles in a different way. Therefore, he wants to make sure that he can help some of them that are willing to take on some great opportunities. One thing that he knows is that some people who are on hard times are doing everything they can to bring forth the results that they want so that they can get back on their feet. Learn more: http://inspirery.com/bob-reina/


Among the things that people are doing is trying their hand at being entrepreneurs. People who attempt this know that it takes a lot of marketing in order to succeed. The only thing is that a lot of marketing requires tools in order to be effective. This is one of the reasons that Bob Reina has taken the time to develop a business marketing app for entrepreneurs to use. He has developed Talk Fusion so that his customers will have an easier time marketing their business or their products. This will also make it easier for them to get back on their feet. Learn more: http://www.superbcrew.com/talk-fusion-delivers-award-winning-video-communication-products-and-video-marketing-solutions/


Before Bob Reina was the CEO of Talk Fusion, he was a police officer working traffic among other duties. It was in this job that he has gotten the dream to put together something that is going to make a huge difference in the lives of many people. One thing that he wants to do is make sure that there are plenty of opportunities for people to build their own lives. He also understands that different people have different struggles. Therefore, the help that is offered has to be tailored to the specific needs of the person.


How Samuel Strauch Turned Metrik Holdings Into An Industry Titan

You can’t really stumble into critical and commercial success in the world of financial and real estate investments. Instead, you have to take a measured approach that is both clinical and surgical in your precision.

Samuel Strauch is the founder and Principal at Metrik Real Estate and that is a position he has had for 15+ years. Metrik Real Estate is a real estate firm that prides itself on its progressive approach to investing within the South Beach area of Florida. Strauch’s success should not come as a surprise and after sitting down and learning about him it should almost have been expected.

Let’s swing backwards and look at Strauch and his educational history as that definitely played a huge part in his success going forward with Metrik Holdings. Strauch graduated from Hofstra University with his undergrad degree in Business before he would proceed to study at both Erasmus University as well as Harvard University. To say that Strauch learned from the best and had built up a pedigree would simply be an understatement. With education in hand Strauch would march off to start his career in banking where he would ultimately strike gold in the form of inspiration.

On a trip to Miami, Samuel Strauch would see sprawling new real estate developments peppering the city. He forecasted that the area would soon become beholden to tourism and become a sort of metropolis attached to the beautiful expanses of beach that surrounded the area. Strauch new that it would be a risk but he was willing to calculate it in order to establish Metrik Holdings.

Metrik Holdings was born in 2002 where it would focus on local services to the Miami, FL area. Eventually their services would spread over into Latin America which would bring in huge real estate development projects and contracts. Samuel Strauch knew that he had to work doubly hard in order to maintain this trajectory. Strauch cites his ability to reach out to clients, brokers, and customers in order to build up a relationship as the key ingredient to his success. His focus on constantly evolving relationships has been one of Metrik’s hallmarks since they got started.

Find more about Samuel Strauch: https://www.homelight.com/agents/samuel-strauch-fl-03024579

Alexandre Gama: Advertising Guru

Alexandre Gama has become one of the major advertising companies in Brasil. His journey began through his education. He graduated in Marketing and Advertising which led him to his first job at Standart Ogilvy. He continued his career as both a writer and copywriter for his future positions. Finding success in his endeavors, he sought the opportunity to create his own business. He founded Neogama, an advertising agency, in 1999. Success did not stop there, the company won the Lion at the Cannes Film Festival, a major feat as no other company before then had won such an award within its first year of opening.

Neogama continued on its winning streak of firsts for the many accolades it received. Although the company was acquired in 2012, Alexandre Gama in the interest of his company, found independence once more in 2016 when it disconnected itself from BBH network.

Through his efforts Gama has also received numerous awards. Not only elected one of the top 250 professionals in the country, but also within the top 7 for professionals that made history. Gama was also awarded again within 2006, 2007, 2013, and 2015. Being one of the only Brazilians to be a part of the Global Creative Board, Gama has been able to partake in global communications.

See:  https://pt.wikipedia.org/wiki/Alexandre_Gama_(publicit%C3%A1rio)

Dr.Imran Haque and His Practice, Internist, Provides Medical Care for Residents of Asheboro

Dr.Imran Haque is a well-known Internist who provides high-quality medical care for the Asheboro residents at his Ramseur and Asheboro offices in North Carolina.


About Dr. Imran Haque’s Career & Background

As an internist, Dr. Haque has a wide range of specialized skills and knowledge with over 15 years of experience. He can offer an array of various services which include Venus body contouring, 360 resurfacing, diabetes management, diabetes management, physical exams, laser hair removal, as well as Venus and weight management services.


As a result, the several services offered by Dr. Haque, enables him to receive patients who require specific treatments. He also serves as a primary care physician by diagnosing various ailments and where necessary, provides patients with referrals to other specialists. The ultrasound and laboratory services offered at Dr. Haque’s offices enables him to provide patients with the required treatment. Dr. Haque also accepts new patients at his medical practice and office location in Asheboro, North Carolina.


Dr. Imran Haque underwent training at the University of Virginia Internal Medicine Roanoke via the Salem Program. In 1998, he obtained his medical degree from UNIBE(Universidad Iberoamericana) and graduated with honors. Currently, Dr. Haque holds a practicing license in North Carolina and is enrolled in the Internal Medicine Maintenance Certification Program.


Furthermore, Dr. Haque is affiliated with several hospitals such as the High Point Regional Hospital, Hugh Chatham Memorial Hospital, Randolph Hospital, Firsthealth Montgomery Memorial Hospital, and Southeastern Regional Medical Center. Also, he collaborated with other specialists and doctors and in Horizon Internal Medicine, a popular medical group.


Dr. Imran Haque as a Weight Management Specialist

Dr. Haque uses his Asheboro-based internal medical practice to assist Ramseur and Asheboro residents who experience weight struggles. According to his patients, he is considered as the leading specialist in weight loss in the North Carolina area. Dr.Haque conducts weight management which includes various treatments strategies designed to maintain weight loss. For example, educating the patients on the diet and nutrition medications that are non-invasive.


A majority of his clients include patients that struggle to maintain a healthy weight mass index, obese individuals, and patients who have constant weight gain or loss. Also, overweight patients who are concerned about their weight often book appointments with Dr. Haque who takes the time to discuss with his patients the lifestyle choices that can negatively impact their weight.


Apart from medical treatment options, Imran offers cosmetic procedures to enhance the look of people’s bodies. According to Dr. Haque, offering both cosmetic and medical procedures enables his patients to get the necessary medical treatment that they require. Dr. Haque also advises his patients to book a Weight Management Appointment which enables him to take the vitals of the patients as well as family and medical history. After the preliminaries are done, he usually gives the patients a well-informed decision about their weight.


Dr. Imran Haque is available for preventative care, appointments, and ongoing patient care.Visit him today for high quality and affordable services.

The Results Produced By Success Academy

Results at Success Academy are quite good because the academy was built to help students become their best. Every child who goes to Success Academy is given a unique educational experience, and this article explains how every child will see better results when they are studying at the school. Children who are given better techniques for learning often perform better, and there is a reason why Success Academy has been lauded many times over for its work.


#1: How Does Success Academy Work?


Success Academy is a strong educational brand that uses the finest techniques in the educational world to teach students. Someone who is sending their child to the school will learn about the modern techniques that are used, and they will have an explanation of what research-based studies are used to teach their children.


#2: Children Are Met Where They Are


A child who is learning at Success Academy is met at their educational level. They are brought up from the level that they have met, and they are given goals to meet every year. Children are exceeding their goals often, and they perform better on standardized tests because they have been trained to reason and solve problems by the academy.


#3: Find Teachers


There are many fine teachers who work at Success Academy, and they have committed themselves to the education of each child. A child who is willing to work with their teacher may learn quite a lot, and a child will meet teachers who are hoping to help them come out of their shell. Each child is given personal attention to ensure they are learning more.


Every child that comes to Success Academy will feel better about their chances of success later in life, and they may credit the school with their learning. There are many lovely teachers who are at Success Academy, and they are hoping to teach children more about learning in the new world. Children must be ready for work when they get out of school, and they will have all the tools they need to make their way through life and work.


Hussain Sajwani’s Business Empire Subdues the Whole Middle East and Extends Beyond

Hussain Sajwani is an unusual business mogul, an inspiration to all many, family background notwithstanding. He is the eldest of his parents’ five children. His father belonged to the middle class in Dubai and operated a watch shop where Hussein actually started putting to practice his astute entrepreneurial endowment at a tender age of three.

Hussain did not give up on education despite his humbled background and ended up a bachelor degree holder in Economics and Industrial Engineering from the prestigious University of Washington.

It is obvious from all indications that Hussain Sajwani knew from the outset that he was destined to establish companies and manage them rather than worked under someone else. However, before he started his business empire, he spent quality time working for some firms including GASCO, a subsidiary of Abu Dhabi National Oil, as a Contracts Manager.

He kicked off his business empire with a catering firm. The growth of this catering outfit took everybody by surprise. Within few years of operation, the company became an industrial giant serving over 150,000 meals per day and simultaneously carrying out hundreds of projects across the Middle East, Africa and many CIS countries.

DAMAC Properties is about the most successful of Hussain Sajwani group of companies. You cannot talk about the property development industry in the Middle East without mentioning DAMAC Properties. The company is now the largest among all others in the industry. The credit again goes to Hussain Sajwani.

One thing that many clients find irresistible about DAMAC is the high quality materials used in executing projects. The attractiveness of these projects also leaves many spell-bound. These projects are allover key cities including Dubai, London, Beirut, Abu, Amman, Riyadh and Doha.

Even the United States is not exempted from countries with projects executed by DAMAC. In 2013, the company developed a couple of Trump-branded golf courses. Then, Donald Trump had no thought of ever vying for the American presidency.

Trump and Sajwani maintain good rapport since then. With the election of Trump as President, Sajwani came over to cheer his friend, and Trump while addressing the audience describe Sajwani as an amazing fellow.

It remains a mystery how the DAMAC owner is able to oversee his numerous companies with every one of them doing incredibly well. Some of the other companies of the Hussain Sajwani family are Al Jazeira, DICO Investments, Al Anwar Ceramic Tiles Co., and Al Amana Building Materials.

Hussain Sajwani aside being a successful business man is also a philanthropist per excellence. He recently doll out AED two million to help provide clothing for underprivileged children.

Learn more about Hussain Sajwani: http://www.arabianbusiness.com/the-world-richest-arabs-2014-574217.html?view=profile&itemid=574179#.WHgeI2QrIUs

Mike Baur; Accelerating New Innovators to Success

Mike Baur is a successful businessperson and Entrepreneur born and raised in Switzerland. He studied his MBA and Executive MBA from the University of Rochester New York and the University of Berne respectively. Mike began his career as a banker at only 16 years of age working as an apprentice for the Union Bank of Switzerland (UBS). During his time at UBS, he got promoted to several important positions, and he stayed there until 2008. Afterwards, Baur was employed in another bank called Clariden Leu where he held a top ranking post for six years.


Even though he had a successful career as a banker, Mike felt that he needed to focus on his new passion of assisting young entrepreneurs. He, therefore, initiated his company dubbed Swiss Startup Factory (SSTF) in 2014 in collaboration with his two college mates, Max Meister and Oliver Walzer.


Swiss Startup Factory aimed at assisting Swiss innovators through the provision of financial, mentoring, and training services. The Company has a 90-day program that trains and empowers new entrepreneurs. After the completion of the training, they are given access to rent-free premises at the Zurich offices. Additionally, the innovators are also linked to an entrepreneurial network to assist them in their growth. All the services offered at Swiss Startup Factory increase the chances of success for young innovators.


Mike Baur also encourages new technology startups to contest in pitching competitions. In 2014, he was among the judges at the START Summiteer, a start-up pitching competition at the University of St Gallen for entrepreneurs. The pitching contest only accepts start-ups with less than a million dollar funding. The financial experts then review the company’s plans and select the winner. Mike’s participation in the competition has increased the credibility and fame for Swiss Startup Factory.


In a recent interview with Founder Stories, Mike Baur explained that his incubator varies from the rest as it is an independent firm without any political affiliation; hence, can implement decisions without any negotiation. Additionally, Mike and his two friends had invested so much in the company that they will do anything to see it became a success. This was different to other incubators whose founders invested sparingly so that if the business fails, they will not lose a lot. Also in the Interview, Mr Baur explained that most Swiss people are very creative but often lack execution, and this is why he created Swiss Startup to assist them.


How Vijay Eswaran Involved Himself In E-Commerce Business

Born in 1960, Vijay Eswaran is the founder and CEO of one of Asia’s biggest marketing firm, QI Group. He graduated from the University of London where he attained his degree in Social Economics that helped him be in a position of managing his business.

Vijay’s success story was an icing on the cake as he had to work for everything he has now. He did various odds job after graduating as he needed the cash to further his studies.

He once worked at a construction site in Belgium, was a cab driver in London and even plucked grapes in France. Ever since Vijay was young, he never knew what career path he wanted to pursue, and this explains why he did odd jobs in various industries. Learn more about Vijay Eswaran: http://www.qbuzz.qnet.net/blog/2011/06/27/vijay-eswaran-in-forbes-philanthropy-heroes-list/

While in London, Eswaran was introduced to Binary System Marketing, and this is when his life turned around. Everything about Binary system Marketing intrigued him. His interest in Binary marketing system resulted in him gaining qualifications from CIMA before he joined the University of Southern Illinois to attain his MBA.

He started worked part time at Synaptics while continuing learning more about Multilevel Marketing. He later decided to return to Malaysia and once there, Cosway group approached him when they wanted to launch a branch in the Philippines. This was a breakthrough for him as Cosway was a multilevel marketing company and it offered exposure for Eswaran.

With his desire to open his own business, Eswaran left Cosway group to found QI Group. From the moment he started the company, Vijay was thoroughly learned in all matters marketing systems. QI Group is known for getting involved in corporate investments, training, media, travels, wellness and luxury products.

Having offices in more than twenty states, QI group has been able to establish a firm clientele base through providing quality services and putting their clients first. It also has various affiliates that help in distributing the company’s operations to people across the globe. Apart from leading QI Group, Vijay is an author and public speaker.

Through this, he gets a chance of sharing his success story and inspires people to become better. He trusts that through this, many young people will be motivated to follow their dreams.